Insurance Operations : Analytics and Accounting
Analytics
- Experience Analysis (Lapse Rate, Surrender Rate, Withdrawal Rate, Mortality Rate, Morbidity Rate, Loss Ratio)
- Reduce loss ratio by identifying claim ratio of risky segment
- Customer Scoring (Risk Profiling Analysis)
- Product Profit Analysis
- Revenue Analysis
Accounting
- Policy level profitability
- Cash flow management
- Break even by cost centre
- Financial Ratios
- Financial Reporting (P & L)
- Budgeting
Analytics vertical that delivers….
Marketing
- Demographics / customer profiling
- Upto 50% improvement in cross-sell conversion
Risk
- Process modeling
- Credit scorecard ; underwriting analysis
- Change impact analysis